Borderless USD for Africa 24/7 Support Secure Vault

Trade smarter. Trade safer. Trade with KulaPay.

Built for freelancers, traders, and businesses moving money between Africa and the world. KulaPay bridges local mobile money and global USD rails so you can trade, send, and receive dollars with MWK instantly.

Active Users10,000+
Monthly VolumeUS$5M+
Success Rate98%
Support24/7
KulaPay app preview
Visa Mastercard Android Apple Mpamba Airtel-Money

What makes KulaPay powerful

A clean, reliable flow from cash-in to cash-out with enterprise-grade security and fast settlement.

Trade USD ↔ MWK instantly

Tight spreads, transparent fees, and instant confirmations for popular corridors.

Connect mobile money

Seamless deposits and withdrawals via the mobile wallets your users already trust.

Trusted Vault security

Multi-layer security and monitoring keep balances safe around the clock.

24/7 availability

Transact anytime — even on weekends and holidays.

API for businesses

Automate settlement, payouts, and accounting via a simple REST API.

Compliance-ready

KYC/AML workflows and audit trails to meet regulatory requirements.

Get started in 3 simple steps

1

Get Started

Sign up in minutes and verify your identity to unlock higher limits.

Sign up
2

Deposit

Fund with mobile money or bank transfer — your choice.

View fees
3

Trade, send, withdraw

Swap MWK↔USD, send to contacts, and cash out on your schedule.

Explore features

KulaPay on Android & iPhone

Fast P2P USD trades, deposits and withdrawals — anywhere you go. Built for reliability and speed on mobile.

KulaPay Android UI
KulaPay iPhone UI

All your USD moves in one place

Personal and business accounts, real-time rates, downloadable statements, and priority support for verified users.

Dashboard preview

Simple, transparent fees

No surprises. Competitive spreads and clear transaction fees.

Action Fee Notes
Deposit (mobile money) From 0–1% Network dependent
Swap MWK ↔ USD Tight spread Live rates
Withdrawal From 0–1% Same-day in most cases

Frequently asked questions

Is KulaPay available 24/7?

Yes. Trading and transfers are available around the clock.

More FAQs

How do I verify my account?

Complete quick KYC to unlock higher limits and instant withdrawals.

Verification guide

Can businesses integrate KulaPay?

Yes — access our REST API for payouts, collections, and reconciliation.

API info

Ready to move USD with confidence?

Join thousands of users who trust KulaPay for fast, secure, always-on transfers.

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