KulaPay bridges local mobile money and global USD rails. Trade, send, and receive dollars with Malawian Kwacha instantly.
Built for freelancers, traders, and businesses moving money between Africa and the world
Funds held securely until both parties confirm transaction completion, ensuring safe trades every time.
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Hold real USD balance that's always available, not speculative crypto. Your money stays in your control.
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Withdraw to Airtel Money, TNM Mpamba, or bank transfers instantly with competitive rates.
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Send, receive, and exchange USD in three simple steps
Sign up in minutes with your email and complete basic verification
Deposit USD via crypto or receive from other KulaPay users
Exchange to MWK or send USD to others instantly
What our users say about their experience with KulaPay
As a freelance designer, KulaPay has saved me so much money on international transfers. My clients can pay me in USD and I get MWK in my Airtel account the same day!
Your money and data are protected with multiple layers of security
All documents and data encrypted at rest and in transit
Optional two-factor authentication for account access
USD transactions secured by Tron network technology
Join thousands of Africans moving money smarter with KulaPay